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2025-07-25⏱️ 0:33:44Analyzed

Christian Bachelder

Creative Lending Strategies To Keep Your Money Working For You • Learn With A Lender • Christian Bachelder

Co-founderThe One Brokerage📍 NationwideTop 20 brokerages by funded loan value in 2021 and 2022
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Episode Summary

Christian Bachelder discusses innovative real estate investment strategies, focusing on the 'one house a year' approach as a retirement plan alternative. He addresses current market challenges, such as low inventory and high competition, and offers solutions like creative lending and refinancing opportunities. The episode provides actionable insights for agents to educate clients and differentiate themselves in a competitive market.

🎯 Key Timestamps

12:00

Low inventory and high competition in the real estate market

Encourage clients to consider buying now despite high rates due to less competition and potential for refinancing later.

22:00

Lack of retirement savings alternatives

Adopt the 'one house a year' strategy to build a real estate portfolio as a retirement plan.

🎬 Clip-Worthy Moments

contrarian take16:30 - 17:15
"If you don't buy real estate in the next five to ten years, I'm not sure you will be able to after that."

Hook: Why waiting to buy real estate could cost you big time.

tactical specificity22:00 - 23:00
"Buy one house a year as a replacement for your 401k."

Hook: Forget 401ks: Here's a real estate strategy for retirement.

💡 Key Tactics

Implement the 'one house a year' strategy for retirement planning.

Use this strategy to build a real estate portfolio over 30 years, leveraging primary residence loans. (22:00)

Educate clients on refinancing opportunities.

Encourage clients to buy now and refinance later when rates drop. (12:00)

💬 Quotable Insights

"You date the rate, you marry the house."
"Real estate builds generational wealth and I want my kids to have it."

Full Description

Welcome to another episode of Learn With A Lender with Christian Bachelder!

In this episode Christian discusses strategies for homeowners with low Interest rates, discussing options like using a HELOC, converting a property to a rental, or selling and renting temporarily. Next Christian discusses real estate investment strategies. Christian also discusses bonus depreciation and tax benefits, explaining how investors, especially high-income earners, can use bonus depreciation to reduce tax liability. Last, Christian talks about primary residence vs. investment properties, discussing the pros and cons of owning a primary residence versus investing in rental properties.

If you’d prefer to watch this interview, click here to view on YouTube! 

Christian Bachelder can be reached at Christian@theonebrokerage.com.

This episode is brought to you by Real Geeks and Courted.io.

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Topics Covered

Real estate investment strategiesCurrent market conditions and challengesThe 'one house a year' retirement strategyImpact of institutional investors on the housing marketCreative lending solutions

Resources Mentioned

The One Brokerage

websiteChristian's company offering lending solutions and real estate investment advice.

Real Geeks

websiteA tool for agents to generate more business through effective lead conversion.

Corded.io

websiteA recruiting and retention tool for real estate brokerages.